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Business Banking
Checking & Savings Accounts

  • Checking Comparison

    Allow your business instant access to your funds through our checking account options. With a $100 minimum opening deposit, you can make purchases with checks and utilize direct deposit, free online banking, free mobile banking and wire transfers. Plus, with a debit card linked to your account, make free convenient withdrawals at any of our ATMs and purchases worldwide wherever MasterCard is accepted.

     

      My Business Checking My Small Business Checking My Business Interest Checking
    Minimum Opening Deposit $100 $100 $100
    Monthly Fee Analysis $8.50 Analysis

    Minimum Balance/Activity
    to avoid fee

    		 N/A $2,500 N/A
    Free Voice Banking Service      
    Free Online & Mobile Banking      
    MasterCard Debit Card      
    Earns Interest      
    See Current Rates
    Cash Management Services      

    The above chart is a summary for product comparison only. Additional fees and restrictions may apply. Please see account disclosures for more details.

  • Savings Comparison

    A business savings account at CNB&T is a convenient and worry-free way to safely grow your company’s funds. Reach your business goals with the help of our competitive interest rates.

     

      My Savings My Money Market Savings
    Minimum Opening Deposit $100 $3,000
    Monthly Fee $5 $12.50

    Minimum Balance/Activity
    to avoid fee

    		 $100 $3,000
    Fee Waived for Relationships Over $50,000    
    eStatement $2 Monthly Discount    
    Discounts Available for Students or $55+    
    Free Voice Banking Service    
    Free Online & Mobile Banking    
    Earns Interest  
    See Current Rates    		  
    See Current Rates

  • Current Rates

    Interest Rates

    As of January 4, 2021

    Account Product Minimum Opening Deposit Minimum Balance to Obtain APY* Interest Rate APY*
    INTEREST BEARING CHECKING & SAVINGS ACCOUNTS
    My Interest Checking $1,000 $5,000 + 0.04% 0.04%
      below $5,000 0.02% 0.02%
    My Money Market Savings $3,000 $3,000 + 0.05% 0.05%
      below $3,000 0.02% 0.02%
    My Savings $100 $100 + 0.04% 0.04%
      below $100 0.00% 0.00%
    My Business Interest Checking $100 $0.00 0.02% 0.02%
    CERTIFICATES OF DEPOSIT & INDIVIDUAL RETIREMENT ACCOUNTS
    1 Month $2,500 $2,500 0.10% 0.10%
    3 Months $2,500 $2,500 0.10% 0.10%
    6 Months $1,000 $1,000 0.15% 0.15%
    1 Year $1,000 $1,000 0.15% 0.15%
    15 Months $1,000 $1,000 0.15% 0.15%
    18 Months $1,000 $1,000 0.20% 0.20%
    23 Months $1,000 $1,000 0.25% 0.25%
    2 Years $1,000 $1,000 0.25% 0.25%
    30 Months $1,000 $1,000 0.30% 0.30%
    3 Years $1,000 $1,000 0.30% 0.30%
    4 Years $1,000 $1,000 0.35% 0.35%
    5 Years $1,000 $1,000 0.45% 0.45%
    Variable Rate IRA Option (2 Years)** $1,000 $1,000 0.25% 0.25%

    Interest Bearing Checking & Savings Accounts:
    Fees could reduce earnings on these accounts. Interest Rate and APY may change after account opening.

    Certificates of Deposit & Individual Retirement Accounts:
    A penalty may be imposed for early withdrawal. APY assumes earnings remain on deposit.

    *APY = Annual Percentage Yield.

    **Variable rate and APY; may change after account opening.

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