Business Banking
Checking & Savings Accounts
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Checking Comparison
Allow your business instant access to your funds through our checking account options. With a $100 minimum opening deposit, you can make purchases with checks and utilize direct deposit, free online banking, free mobile banking and wire transfers. Plus, with a debit card linked to your account, make free convenient withdrawals at any of our ATMs and purchases worldwide wherever MasterCard is accepted.
My Business Checking My Small Business Checking My Business Interest Checking Minimum Opening Deposit $100 $100 $100 Monthly Fee Analysis $8.50 Analysis Minimum Balance/Activity
to avoid feeN/A $2,000 N/A Free Voice Banking Service Free Online & Mobile Banking MasterCard Debit Card Earns Interest
See Current RatesCash Management Services The above chart is a summary for product comparison only. Additional fees and restrictions may apply. Please see account disclosures for more details.
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Savings Comparison
A business savings account at CNB&T is a convenient and worry-free way to safely grow your company’s funds. Reach your business goals with the help of our competitive interest rates.
My Savings My Money Market Savings Minimum Opening Deposit $100 $3,000 Monthly Fee $5 $12.50 Minimum Balance/Activity
to avoid fee$100 $3,000 Fee Waived for Relationships Over $50,000 eStatement $2 Monthly Discount Discounts Available for Students or $55+ Free Voice Banking Service Free Online & Mobile Banking Earns Interest
See Current Rates
See Current Rates -
Current Rates
Interest Rates
As of January 4, 2021
Account Product Minimum Opening Deposit Minimum Balance to Obtain APY* Interest Rate APY* INTEREST BEARING CHECKING & SAVINGS ACCOUNTS My Interest Checking $1,000 $5,000 + 0.04% 0.04% below $5,000 0.02% 0.02% My Money Market Savings $3,000 $3,000 + 0.05% 0.05% below $3,000 0.02% 0.02% My Savings $100 $100 + 0.04% 0.04% below $100 0.00% 0.00% My Business Interest Checking $100 $0.00 0.02% 0.02% CERTIFICATES OF DEPOSIT & INDIVIDUAL RETIREMENT ACCOUNTS 1 Month $2,500 $2,500 0.10% 0.10% 3 Months $2,500 $2,500 0.10% 0.10% 6 Months $1,000 $1,000 0.15% 0.15% 1 Year $1,000 $1,000 0.15% 0.15% 15 Months $1,000 $1,000 0.15% 0.15% 18 Months $1,000 $1,000 0.20% 0.20% 23 Months $1,000 $1,000 0.25% 0.25% 2 Years $1,000 $1,000 0.25% 0.25% 30 Months $1,000 $1,000 0.30% 0.30% 3 Years $1,000 $1,000 0.30% 0.30% 4 Years $1,000 $1,000 0.35% 0.35% 5 Years $1,000 $1,000 0.45% 0.45% Variable Rate IRA Option (2 Years)** $1,000 $1,000 0.25% 0.25% Interest Bearing Checking & Savings Accounts:
Fees could reduce earnings on these accounts. Interest Rate and APY may change after account opening.Certificates of Deposit & Individual Retirement Accounts:
A penalty may be imposed for early withdrawal. APY assumes earnings remain on deposit.*APY = Annual Percentage Yield.
**Variable rate and APY; may change after account opening.
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