Personal Banking
Savings Accounts
Whether you're saving for a big purchase, planning for your future, or want a solution for your teen – we've got you covered! Our new My TeenPlus account gives you the benefits of a savings account with the convenience of a debit card.
My Savings
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$25 minimum opening deposit
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No monthly service charge
Account Features
- Interest earned on all balances over $100
- Paperless statements and notices
- Online & mobile banking with Mobile Deposit
My TeenPlus
Youth Spending & Savings Account
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$25 minimum opening deposit
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No monthly service charge
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Minor + Guardian account owners required
Account Features
- Offered for ages 10 to 17
- Interest earned on all balances over $100
- No transaction fees
- Low limit debit card with controls and instant alerts included
- Paperless statements and notices
- Online & mobile banking with Mobile Deposit
See FAQs section below for more information!
Current RatesMy Money Market
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$3,000 minimum opening deposit
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$12.50 monthly service charge
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Complimentary paper statements included
Account Features
- Monthly fee waived with minimum balance of $3,000
- Online & mobile banking with Mobile Deposit
- Interest earned on all balances
My TeenPLUS FAQs
We're answering all of your questions about this unique new product. Have a question that isn't listed below? Start a chat message with our team during normal business hours.
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What is a My TeenPLUS account?
The My TeenPLUS account is a youth spending and savings account with a low-limit debit card. It's the perfect solution for your teen who is on-the-go with work or activities!
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Do I have to be an existing CNB&T customer to open a My TeenPLUS account?
No - My TeenPLUS accounts are available to both new and existing customers!
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What age group is this account available for?
My TeenPLUS accounts are available for ages 10 through 17, and must be opened in conjunction with a Guardian owner.
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What are the debit card limits?
There is a $100 daily limit on Point of Sale (POS) purchases, and a $100 daily limit on ATM withdrawals. Any increase to these limits must be requested by the Guardian owner, and approved by a Bank Officer.
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Are checks included with a My TeenPLUS account?
No, checks are not available for My TeenPLUS accounts.
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Can Guardian owners view the My TeenPLUS account in their online banking?
Yes! In fact, the Guardian owner has access to view and transfer funds to/from the minor's account within their existing online banking login.
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Will teen owners have access/visibility to other accounts that belong to the Guardian owner?
No! If the minor is not a joint owner on the Guardian owner's other accounts, the minor will have no access to view those accounts, make any transfers, or obtain information on the Guardian owner's accounts.
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What if I am the Guardian owner on multiple My TeenPLUS accounts?
If you are the Guardian owner on multiple My TeenPLUS accounts, all of those accounts will be available within your online banking login, giving you access to transfer funds in one place. Teen owners will NOT have visibility to each other's accounts, even if they share the same Guardian owner.
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What happens when the minor owner turns 18?
All My TeenPLUS accounts should be converted to a new checking account type once the minor owner has turned 18.
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What if the Guardian owner passes away?
If a My TeenPLUS Guardian owner passes away, the account will remain locked until another Guardian has been added to the account.
Ready to get started?
CONTACT US