Checking Accounts

Personal Checking
Gain instant access to your funds through our many checking account options. With a $100 minimum opening deposit, you can make purchases with checks and utilize direct deposit and wire transfers. And, with a debit card linked to your account, make free convenient withdrawals at any of our ATMs and purchases worldwide wherever MasterCard is accepted. Monthly account service fees vary between account options.

*NEW* My eAccount
Designed to reward you for using eStatements, Direct Deposit and Point of Sale/ATM transactions. My eAccount includes unlimited check writing, a MasterCard debit card, online and mobile banking and bill pay. Minimum opening deposit is $100.

There are NO monthly service fees if:
  • You use eStatements, and
  • You use Direct Deposit, and
  • You have 20 Point of Sale/ATM transactions per month

A $10 fee will be imposed for each month in which any of the 3 requirements above are not met. 


My Checking
Designed to serve as your primary account, My Checking includes unlimited check writing, a MasterCard debit card, online banking, mobile banking and bill pay. Minimum opening deposit is $100.

There are NO monthly service fees if:
  • You are a full-time student 21 years of age or younger, or
  • You are at least 55 years old, or
  • You maintain a minimum balance of $200, or
  • You maintain a total banking relationship of $50,000 or more.

For all others, a $9 monthly service fee applies (or $7 with eStatements).

My Prestige Checking
The Prestige account contains all the features of the My Checking account (unlimited check writing, a MasterCard debit card and FREE online banking), PLUS additional benefits including 2 boxes of free personalized specialty checks per year, accidental death and dismemberment insurance, free cashier's checks (limits apply) and much more! See a bank representative for details. Minimum opening deposit is $100.

There are NO monthly service fees if:
  • You are at least 55 years old AND choose eStatements

My Interest Checking
Here’s a strong option to consider if you want to be able to write checks and earn interest, while enjoying all the convenient perks! Read more here.


903-654-4500