Mortgage
Home Improvement
You have probably thought about it for quite some time – remodeling your kitchen, finishing out your garage, or adding that pool the kids have been asking for. Whatever your ideas for improving your home, Community National Bank & Trust of Texas will help you reach your goals.
We invite you to set an appointment with one of our mortgage bankers to discuss the qualification parameters of home improvement loans. Rates and terms on home improvement loans vary, so it’s best to talk over your plans with an experienced mortgage officer for the most advantageous options.
You Can Bank on Your Investment
Should you decide to sell your home in the future, market trends and interest rates will affect what you can expect the selling price to be. But one thing is predictable: choosing to remodel and/or improve your home is likely to increase its appraised value and appeal.
Home Improvement Loans At-A-Glance
Home improvement loans are occasionally a second lien.
Borrowers may not act as their own project manager or "general contractor."
Cost estimates must be provided to the bank prior to loan approval.
Depending on the size of the project, work completion inspections might occur before funds are disbursed.
Home improvement loans work similarly to Interim Construction loans.
Ready To Take the Next Step?
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