We Keep Your Info Private
CNB&T Privacy Notice
What does Community National Bank & Trust of Texas do with your personal information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect, and share depend on the product or service you have with us. This information can include:
- Social Security number and income
- Account Balances and payment history
- Credit History and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Community National Bank chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information: | Does Community National Bank share? | Can you limit this sharing? |
|
For our everyday business purposes such as processing your transactions, maintaining your account(s), responding to court orders and legal investigations, or reporting to credit bureaus |
Yes | No |
|
For our marketing purposes to offer our products and services to you |
Yes | No |
| For joint marketing with other financial companies | Yes | No |
|
For our affiliates' everyday business purposes information about your transactions and experiences |
No | We don't share |
|
For our affiliates' everyday business purposes information about your creditworthiness |
No | We don't share |
| For our affiliates to market to you | No | We don't share |
| For nonaffiliates to market to you | No | We don't share |
How does Community National Bank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Community National Bank collect my personal information?
We collect your personal information, for example, when you:
- open an account or deposit money
- make a wire transfer or apply for a loan
- use your credit or debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?
Federal law gives you the right to limit only:
- sharing for affiliates' everyday business purposes-information about your creditworthiness
- affiliates from using your information to market to you
- sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
AFFILIATES: Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Community National Bank & Trust of Texas has no affiliates.
NON-AFFILIATES: Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Community National Bank & Trust of Texas does not share with non-affiliates so they can market to you.
JOINT-MARKETING: A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- Our joint marketing partners include credit card and debit card companies.
Mobile Privacy Policy
What does Community National Bank & Trust of Texas do with your personal information from the mobile application?
Why?
The mobile application may request access to information stored on your device such as location, camera, contacts, images, or other features you are enrolled in to enrich and simplify your own user experience and improve our services, as well as provide additional security to protect your account.
It is important for you to understand that:
- Before granting access to this information, you will be prompted to give the application that permission.
- If you do not wish to grant that permission, you may decline.
- If you later change your mind, those permissions can be updated in your device's settings.
What?
Some examples of information your app may request access to are:
- Location: Your location is used to prevent fraudulent activity and to display locations near you.
- Contacts: Allowing access lets you add contacts to use with features that now, or in the future, will allow you to send money via your mobile app. We will only add the contacts you choose, and that information will not be shared.
- Camera: This app uses your camera to capture check images for Mobile Deposit Capture, scan ID, and to conduct video chat.
How?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal laws. These measures include computer safeguards and secured files and buildings.
The application information is retained in accordance with state and federal record retention laws. Please contact us to determine specific timeframes for your personal stored information and if that information may be deleted.
| Questions? Please contact CNB&T at (877) 654-4500 regarding questions about the information included in this Mobile Privacy Disclosure or questions about this application. |
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