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Our History
Your Community Since 1934

Originally established in Richland, Community National Bank & Trust of Texas began serving the Navarro County community in 1934. 85 years later, the bank has added 14 locations across Texas and a loan production office in Waxahachie.
With personal and business banking, mortgage services, trust and investment services, and online banking, CNB&T has expanded its service area to customers throughout the years without losing sight of their commitment to personalized service with a friendly smile. 
Woman ringing the Salvation Army bell outside of a grocery store entrance

"We’re a hometown bank that believes in generously giving back to our area through local charities, schools and many other worthwhile endeavors. Our employees are active volunteers in local organizations and work to improve life in all our communities."

- Rusty Hitt, CEO

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Weiss Ratings

This rigorous independent rating service ranks CNB&T among the strongest financial institutions in the country, offering excellent financial stability for our customers. 

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Bauer Financial

Bauer Financial gives CNB&T a 5-Star rating and the Sustained Superiority Award, earned by excelling in capital adequacy, profitability and asset quality for over 66 quarters.  

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Annual Report

We strive to be the best in our communities, and the proof is in the numbers. Discover why we are highly ranked in community banking by downloading our 2019 Annual Report.

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MISSION STATEMENT
Our mission is to be the bank of choice by providing exceptional service to our customers and a fair return to our shareholders.